Optima Bank

ОАО «Оптима Банк»

Овердрафт

ОАО «Оптима Банк» предоставляет возможность получения Овердрафта по процентной ставке от 23%.

Сумма овердрафта определяется из размера, не превышающего 30% от среднемесячного кредитового оборота Заемщика за последние шесть месяцев в ОАО «Оптима Банк».

Максимальный срок действия овердрафта – 28 календарных дней.

Срок рассмотрения и выдачи овердрафта – 2 рабочих дня.

Currency	Max. Amount	Min. Amount	Max. Term	Min. Term	Rate	Down Payment
kgs	kgs	kgs	1 months	months	23.00 %	%
usd	usd	usd	1 months	months	%	%
euro	euro	euro	1 months	months	%	%
rub	rub	rub	1 months	months	%	%

Latest News

The som weakened against all major currencies except the dollar. Exchange rate of the currency of the National Bank of the Kyrgyz Republic

The National Bank has published the official exchange rates for 17 September. According to the updated data, the dollar fell against the som by 0.001% to 87.4486 KGS.

The som strengthened against all currencies except the dollar

The National Bank has published the official exchange rates for 12 August. The dollar exchange rate remained unchanged at 87.45 KGS.

The rouble fell by 1.7% against the som. Exchange rates as of 11 September

The National Bank has updated the exchange rates of foreign currencies against the KGS.

The dollar is stable, the euro has risen. Exchange rates of the National Bank of the Kyrgyz Republic as of 9 September

The National Bank has published the official exchange rates for 9 September. According to the updated data, the dollar exchange rate has not changed, while the euro has strengthened its position against the som by 0.4% to 102.5920 KGS.

The euro and tenge rose in price, while the rouble continued to fall in value

The National Bank has published the official exchange rates for 6 September.

The som strengthened against all major currencies. Exchange rates of the National Bank of the Kyrgyz Republic

The National Bank has published the official exchange rates for 3 September 2025. Compared to the previous figures from 2 September, the Kyrgyz som has strengthened against all major foreign currencies, including the dollar, euro, rouble, tenge and yuan.