Optima Bank

ОАО «Оптима Банк»

Овердрафт

ОАО «Оптима Банк» предоставляет возможность получения Овердрафта по процентной ставке от 23%.

Сумма овердрафта определяется из размера, не превышающего 30% от среднемесячного кредитового оборота Заемщика за последние шесть месяцев в ОАО «Оптима Банк».

Максимальный срок действия овердрафта – 28 календарных дней.

Срок рассмотрения и выдачи овердрафта – 2 рабочих дня.

Currency	Max. Amount	Min. Amount	Max. Term	Min. Term	Rate	Down Payment
kgs	kgs	kgs	1 months	months	23.00 %	%
usd	usd	usd	1 months	months	%	%
euro	euro	euro	1 months	months	%	%
rub	rub	rub	1 months	months	%	%

Latest News

The dollar fell against the KGS. NBKR exchange rate

On 4 November 2025, the official exchange rate of the US dollar was 87.4990, showing a slight decrease of 0.0011% compared to 1 November.

The ruble and euro strengthened, while the dollar remained unchanged

On October 25, 2025, the official dollar exchange rate remained at 87.4500 KGS — no changes were recorded.

The dollar remains stable, while the ruble and euro lose ground

The dollar remained unchanged, while the euro and ruble fell slightly against the KGS.

The dollar remained at the same level, while the yuan strengthened slightly

On October 21, 2025, the official US dollar exchange rate remained at 87.4500 – no changes were found.

The ruble and tenge strengthened, while the yuan fell slightly

As of October 14, 2025, the official US dollar exchange rate in Kyrgyzstan remained at 87.4500 KGS – no changes were recorded.

The dollar strengthened, while the euro and rouble weakened. Exchange rates of the National Bank of the Kyrgyz Republic

On 11 October 2025, the official US dollar exchange rate rose by 0.0033% to 87.4500 KGS. The euro fell by 0.29% to 101.2540 KGS, while the Russian rouble fell by 0.17% to 1.0708 KGS.