Optima Bank

ОАО «Оптима Банк»

Bank Loans

Loans from Optima Bank for individuals in Kyrgyzstan. Compare loan terms of Optima Bank

Credit Product	Rate	Maximum Amount	Term	Collateral	Income
Ипотека	KGS from 21.00% USD from 21.00% EURO from % RUB from %	up to KGS up to USD up to EURO up to RUB	up to 60 months up to 60 months up to 60 months up to 60 months	✔	✔
Потребительский	KGS from 19.00% USD from 19.00% EURO from % RUB from %	up to KGS up to USD up to EURO up to RUB	up to 60 months up to 60 months up to 60 months up to 60 months	✔	✔
Агрокредит	KGS from 14.00% USD from 14.00% EURO from % RUB from %	up to KGS up to USD up to EURO up to RUB	up to 60 months up to 60 months up to 60 months up to 60 months	✔	✔
Кредит для МСБ	KGS from 11.00% USD from 11.00% EURO from % RUB from %	up to 350000000.00 KGS up to 5000000.00 USD up to EURO up to RUB	up to 60 months up to 60 months up to 60 months up to 60 months	✔	✔
Овердрафт	KGS from 23.00% USD from % EURO from % RUB from %	up to KGS up to USD up to EURO up to RUB	up to 1 months up to 1 months up to 1 months up to 1 months	✔	✔

Latest News

The dollar fell against the KGS. NBKR exchange rate

On 4 November 2025, the official exchange rate of the US dollar was 87.4990, showing a slight decrease of 0.0011% compared to 1 November.

The ruble and euro strengthened, while the dollar remained unchanged

On October 25, 2025, the official dollar exchange rate remained at 87.4500 KGS — no changes were recorded.

The dollar remains stable, while the ruble and euro lose ground

The dollar remained unchanged, while the euro and ruble fell slightly against the KGS.

The dollar remained at the same level, while the yuan strengthened slightly

On October 21, 2025, the official US dollar exchange rate remained at 87.4500 – no changes were found.

The ruble and tenge strengthened, while the yuan fell slightly

As of October 14, 2025, the official US dollar exchange rate in Kyrgyzstan remained at 87.4500 KGS – no changes were recorded.

The dollar strengthened, while the euro and rouble weakened. Exchange rates of the National Bank of the Kyrgyz Republic

On 11 October 2025, the official US dollar exchange rate rose by 0.0033% to 87.4500 KGS. The euro fell by 0.29% to 101.2540 KGS, while the Russian rouble fell by 0.17% to 1.0708 KGS.

Ипотека

Потребительский

Агрокредит

Кредит для МСБ

Овердрафт