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    The quality of bank loans in Kyrgyzstan has deteriorated

    Published

    05/23/2025, 18:12

    The quality of bank loans in Kyrgyzstan has deteriorated

    Against the backdrop of growth in substandard loans, the overall quality of the loan portfolio of banks in Kyrgyzstan deteriorated. At the end of 2024, the share of unclassified (i.e. less risky) loans decreased to 89.2% from 90.8% a year earlier.

    Among them, the share of "normal" loans decreased from 53.2% to 50.4%, and loans "under observation" decreased from 18.9% to 15.8%. At the same time, loans of satisfactory quality increased to 23% (in 2023 – 18.7%).

    The share of classified loans increased significantly, from 9.2% to 10.8%, mainly due to the growth of substandard loans: from 3% to 6.5%. 

    At the same time, the share of doubtful and bad loans, on the contrary, decreased.


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