Bank capital adequacy in Kyrgyzstan is twice the norm

At the end of 2024, banks in Kyrgyzstan significantly strengthened their financial positions. The net capital of commercial banks grew by 24.8% and reached KGS 132.6 billion. At the same time, paid-up charter capital increased by 28% to KGS 76.9 billion. These are funds that the founders have actually invested in the bank.

Such growth indicates a high level of investor confidence and that the banks themselves are ready to invest in development. This is an important indicator of stability, especially against the backdrop of external economic risks and changes in regulatory requirements.

In addition, the capital adequacy ratio of the banking sector was 22%, compared to the norm of 12%. This means that banks have a significant safety margin and can withstand possible financial shocks without threatening depositors. However, in 2023, this indicator was 2.8 percentage points higher.

Incidentally, if we compare the data for Kyrgyzstan and Kazakhstan for 2023, the capital adequacy ratio in our republic is 5.6 percentage points higher.