Published
10/06/2026, 10:15In Kyrgyzstan, users of digital assets now have the opportunity not only to hold them in a crypto account, but also to earn rewards for staking them. This refers to Binance Earn products, where users can stake supported digital assets and earn returns.
This is particularly relevant for Kyrgyzstan against the backdrop of growing interest in savings. According to the National Statistical Committee, by the end of 2025, household savings in banks had reached 354.9 billion KGS, an increase of 31.5 per cent over the year.
In other words, for Kyrgyz citizens, saving is gradually becoming not just a matter of storing money, but also of managing it via digital services.
A similar principle applies to digital assets. If a user does not plan to sell or exchange them in the near future, the question arises as to whether the assets can be utilised whilst they are being held.
One option for this is stablecoins — digital assets whose value is designed to remain pegged to a specific currency or other asset. For example, USDT is pegged to the US dollar, whilst KGST is pegged to the KGS.
For a user in Kyrgyzstan, one possible scenario is as follows: buy KGST, which is pegged to the KGS at a 1:1 ratio, and then deposit it into an available Binance Earn product. Another option is to exchange KGST for USDT and use the Earn product for USDT.
In principle, Earn is similar to a savings account: users deposit a supported digital asset and receive a reward. However, it is not a bank deposit. The terms, returns and risks depend on the specific product.
The service offers flexible products, where assets can be withdrawn at any time, and fixed-term products, which require a commitment for a specific period. You should check the specific terms and conditions immediately before depositing funds.
Currently, certain products denominated in KGS offer returns of up to 14 per cent per annum, whilst some products denominated in USDT offer returns of up to 35 per cent per annum. These figures are subject to change and do not represent a guaranteed return.
“Our aim is to make products for managing digital assets more understandable and useful in everyday life. Many people are already familiar with the idea of not just keeping their savings, but putting them to good use, rather than leaving them idle. Binance Earn gives eligible users the opportunity to apply a similar approach to supported digital assets through simple and accessible products,” notes Kirill Khomyakov, regional head of Binance.
However, stablecoins cannot be considered a completely risk-free instrument. Their value depends on the mechanism used to maintain their peg to the relevant currency, and depositing digital assets into Earn is subject to specific terms and risks.
Interest in digital assets in Kyrgyzstan has also been growing in recent years. In October 2025, President Sadyr Zhaparov stated that Kyrgyzstan ranks 19th in the Global Cryptocurrency Adoption Index and is among the countries in the region that have adopted legislation on virtual assets.
