Published
01/05/2026, 12:41The Board of the National Bank adopted a resolution “On the minimum amount of authorized and own (regulatory) capital of commercial banks,” which came into force on January 1 this year.
According to the document, for newly established commercial banks, including branches of foreign banks, the minimum authorized capital is set at 3 billion KGS.
For existing banks, the National Bank approved a phased increase in the minimum authorized capital:
More stringent requirements have been established for systemically important banks. From July 1, 2027, their authorized capital must be at least 8 billion soms. If a bank obtains the status of systemically important, it is obliged to increase its authorized capital to this level within one year, and its own (regulatory) capital within three months.
Banks that have already received permission to establish but do not yet have a license must bring their capital up to the levels required for existing banks.
Those who submit documents after the resolution is adopted are required to immediately form capital in the amount of 3 billion KGS.
Earlier, Akchabar wrote that the threshold for entering the banking market had been lowered to 3 billion KGS following public discussion. Initially, the regulator proposed raising the minimum capital for new banks to 5 billion KGS, which significantly increased the cost of entering the market and effectively equated new players with the largest banks.
This issue is particularly important given that several new banks are in the process of being established in Kyrgyzstan, including Asman Bank, Muras Bank, Kylim Bank, and Alma Finance Bank, while Bereket Bank already received its license in December and became the country's 22nd commercial bank.
